Of course we use the latest computer technology, but we rely on our extensive knowledge of the Fair and Accurate Credit Transaction Act of 2003, Fair Credit Reporting Act, the Consumer Credit Reporting Reform Act, the HIPAA and the Fair Debt Collections Practice Act, along with years of experience and time proven letters, documents and forms. Our services can remove negative inaccurate, unverifiable and incomplete information from your credit reports, including charge offs, bankruptcies, judgments, repo's, foreclosures, collections accounts, student loans, tax liens, and slow pays.

We will communicate with the three major credit reporting agencies, (Innovis and Check Systems, if necessary) on your behalf, via telephone, fax, internet, e-mail and/or written communications (whichever it the most affective for that particular situation). We will also monitor the correction and deletion of negative inaccurate, unverifiable and incomplete information from your credit reports for as long as you remain enrolled in our program. We do a FULL investigations and dispute process, with the bureaus, AND the creditors, collections agencies and courthouses. We also defend your rights to have all of these things done in accordance with the procedures and timeframes laid out in the laws! We are not just a dispute mill, and we would certainly never ask you to go to our website and create your own disputes and letters like some of the new credit repair mills! After all, what is the use of hiring a professional company if they are going to make you do all the work yourself... Our Credit Counselors will be available by telephone or e-mail, Monday thru Friday during normal business hours to answer any of your credit report improvement or credit related questions. WE OFFER A 12 MONTH ACTIVE DISPUTE PROGRAM AND MONITORING FOR LIFE!!!. Unlike other companies that drag out this process by only disputing some of your negative information each month we dispute every negative account you direct us to during the first round and we continue to do so every time we dispute!