If you have been told “no” to refinancing you have nothing to worry about. We have the solution! We can roll late payments into the back of the loan! We can get your loan out of your lender's foreclosure department and still negotiate new terms! Even if you are not facing foreclosure we can get your terms fixed and rate reduced! Do not hesitate any longer to take the first step to freedom! If you are a qualified borrower who cannot close your loan because you are upside down in your home, we can negotiate a principle reduction! “

“If you don’t like our solution, what is yours?”

Phoenix Financial Solutions welcomes the opportunity to renegotiate your existing home mortgage and/or help you avoid foreclosure. There are several options which you can take advantage of to alleviate the financial hardship caused by your loan. No matter how bad your financial situation has become, it is possible to avoid foreclosure if you take prompt action. Our objective is to determine the most appropriate course of action and then complete the process for you.

We are former top producing loan officers who have spent years in the mortgage industry in a “make sense” underwriting atmosphere. Now that the refinancing programs have gone away and underwriting guidelines have stricter rules and regulations, we are doing what we do best….negotiating the best deal for you and your family and fixing your mortgage problems.

The truth about loan modifications

Not every loan can be modified. We do a thorough prequalification of your situation to determine if we can even help you. We offer a 100% money back guarantee so we do not work on deals that we are not absolutely confident that we can get closed. If you are dealing with a company that does not offer a guarantee or only offers a partial refund, then you are dealing with a company that you cannot trust.

A loan modification is not a new loan but rather a re negotiation of your current loan. This process takes a professional and the average person does not have the knowledge of the programs or industry to get the job done.

A loan modification is a time sensitive financial negotiation that takes a professional to accomplish so contact the professionals now!